Thursday, August 20, 2009
Many student athletes find that after an injury, the medical insurance they rely on from their university is inadequate. This becomes a health issue if the student cannot get proper care. It also becomes a lingering credit issue, hurting young peoples financial futures for years after they leave the playing field.
How to Protect Yourself
If you are a student athlete, the best way to protect your health and your financial future is to read all your health insurance documents carefully. Here are some things to keep in mind:
How to Protect Yourself
If you are a student athlete, the best way to protect your health and your financial future is to read all your health insurance documents carefully. Here are some things to keep in mind:
- Know your policy. Does your insurance cover only medically necessary procedures, which usually excludes treatment for injuries from overuse, like knee problems?
- Keep tabs on your school. Sometimes universities are late in paying medical bills, which hurts the students credit score, not the schools. You can help by submitting all necessary paperwork as soon as possible.
- Look for loopholes. Do you get fewer benefits because you attend a satellite campus, or because your school is out of state? If so, you may need to buy additional insurance.
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