Thursday, September 28, 2006
Many dual income couples include their children on each group health insurance plan to maximize benefits. However, without some sort of system in place to help the health insurance companies coordinate benefits, it's possible that either you or your doctor would be reimbursed for more than 100 percent of the actual cost of your claim.
To prevent this, health insurance companies typically designate one parent's health insurance plan as the primary plan and the other as the secondary plan. (That's why the patient questionnaire at your doctor's office asks for information on primary and secondary coverage.) The primary plan is responsible for paying covered expenses up to the limits of the policy. If any unpaid costs are left over, the secondary coverage kicks in.
posted by kanth
@ 1:38 AM
permanent link | Post a Comment |
0 Comments:
Post a Comment
<< Home