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Tuesday, June 06, 2006

California individual and group health insurance plans

Forbes.com -May 31 - Orange, Calif. - CHOICE Administrators, the nation's largest administrator of employee-choice health benefit programs, today introduced Kaiser Permanente Choice Solution, available to California employers through licensed brokers, general agents, Kaiser Permanente and CHOICE Administrators. This new employee-choice product for employers with 2-50 employees offers seven Kaiser Permanente benefit plan designs all in one program, offering employees a broad selection of healthcare options and giving the employer the benefit of one simplified monthly bill and easy administration. "Kaiser Permanente Choice Solution is an innovative approach to purchasing small group health coverage with one of the strongest health plans in the state," said Ron Goldstein, president of CHOICE Administrators, a Word & Brown Company. "It's unique because it combines the security, flexibility and cost control of the nation's largest HMO network Kaiser Permanente with CHOICE Administrators' proven employee-choice model based on defined contribution. Employees can choose from a wide variety of the most popular Kaiser Permanente benefit plan designs; the employer decides how much he wants to contribute to the group's healthcare each month and it's all in one program." The program offers two HMO plans, a PPO plan and an HMO deductible plan. For employees who want even more flexibility, two POS plans are offered, which allow employees to choose their healthcare from a three-tier structure the Kaiser Permanente network, the Participating Provider network (one of the nation's largest networks) or any other licensed provider for healthcare. There is also a plan for employees who live outside of the Kaiser Permanente service areas the Kaiser Permanente Indemnity plan which gives employees the freedom to seek care for covered services at any licensed healthcare provider in or out of California. Kaiser Permanente Choice Solution also includes ancillary benefits including dental, life coverage and Section 125 plans.

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