 
POS- POINT OF SERVICE The POS is again based on the managed care services unlike the indemnity plan. But the point of service plan is slightly different when compared to other managed care plans. • The first thing to do in a PPO is to select a primary care physician. • This primary care physician needs to be selected from the network of doctors provided by the point of service. • In case you need treatment from a specialist, then your primary care physician has to refer one for you. If the specialist is not an in-network doctor and if your primary care physician has already prescribed him then you receive only limited monetary help from your insurance company. • You could enjoy some freedom in the POS when compared to other managed care services. • But when you are going to select a doctor who is out of network, then you may have to pay high co-payments. • If you are selecting an in-network doctor then you are relieved from the burden of any additional paperwork. But then if you are selecting an out-of–network doctor then you need to fill your forms forward your bills and keep track of your medical receipts.
For more informations on our services contact insurance brokers John Good| Kelly Good |
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