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California Life Insurance
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California
Life Insurance Company (Blue Shield Life) has been serving Californians
for over 50 years with group and individual life products that suit
all the people based on their needs and requirements.
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California Health Insurance
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Is an insurance company that helps California Families
and Business Owners find cost effective health
insurance solutions.
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California Long-Term Care Insurance
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California Long-Term
Care Insurance is a licensed agent (who represents the company
or an insurance broker (one who represents the policy owner) in the
United States, helps provide for the cost of long term care beyond
a pre determined period.
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California Individual Insurance
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California
individual insurance is available for both life insurance and
health insurance plans including HMO, PPO, pregnancy coverage, basic
hospitalization , travelers insurance economy, high deductible, and
dental plans.
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California Group Insurance
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California group insurance is available in both life
insurance and health
insurances plans for long term and short term care insurances
in different forms to suit the needs of the people.
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Coinsurance
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An insurance
policy provision under which the insurer and the insured share
costs incurred after the deductible is met, according to a specific
formula.
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CAHU - California Association Of Health Underwriters
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Provides information, education and leadership to health insurances
professionals in their roles as advocated for consumers.
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California Financial Planning Association
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The California Financial Planning Association is a professional organization
consisting of many planning professionals in California. They promote
the advancement of knowledge in financial planning, supporting programs
and projects that enable members to better serve their clients. They
also help to promote financial security for members of our community
through excellence in financial planning.
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CAIFA - California Association Of Insurance And Financial Advisors
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The California Association of Insurance and Financial Advisors is
a professional association for members of the insurance and financial
services sector. The 18,000 voluntary members of CAIFA are committed
to providing Californians with quality service from qualified advisers
and access to a wide and competitive choice of insurance and other
financial products and services.
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Cognitive Ability
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Cognitive Ability refers to the thinking process involved in the
brain. The process might vary based on the person's needs and situations.
It refers to the capacity to perceive, reason, or use intuition.
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COBRA Consolidated Omnibus Budget Reconciliation Act
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The act allows both workers and their immediate family
members who had been covered by a health
care plan to maintain their coverage if a "qualifying event" causes
them to loose coverage. COBRA imposes different notice requirements
on participants and beneficiaries, depending upon the particular qualifying
event that triggers the COBRA rights.
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Co-payment Or Co- pay
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The amount an insured person is expected to pay for a medical expense
at the time of the visit.
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Cigna
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CIGNA is one of the top US health insurers. The firm
offers group accident, life, and disability insurance, as well as
behavioral health, vision, and dental coverage. Its medical plans
cover nearly 10 million people. CIGNA also provides group and individual
life, personal accident, and health
care reinsurance.
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California Department Of Insurance (CDI)
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The California Department of Insurance is responsible for enforcing
many of the insurance-related laws of the state. They are a consumer
protection agency. Their priority is to protect insurance consumers
by regulating the industry's practices and encouraging a healthy marketplace,
which is one of the largest in the world.
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Claim
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A claim demand of ownership made for something (eg. claim ownership,
claim victory) or a new statement of truth made about something or
a demand of ownership for previously unowned land (e.g. in the gold
rush, oil rush.
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