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Aetna Health Insurance Plans
Aetna is one of the leading insurance companies in U.S. It provides health, dental, group, life and long term disability insurance.
Aetna started with Life Insurance Company in 1850. Then in 1899, it started selling health insurance policies. Today it is considered one of the leading health insurance companies, selling different types of insurance products in nearly 50 states. Its mission is “providing easy access to safe, cost-effective, high-quality health care”.
Interesting facts about Aetna:
Aetna Insurance Company was founded in 1850.
It has nearly 34,024 employees.
Has a Wide network base of 4,771 hospitals and more than 470,000 doctors and specialists.
Total Membership: 14.8 million medical members, 13.1 million dental members, 9.4 million pharmacy members and 13.6 million group insurance members.
Factors to consider before selecting Aetna Health Insurance
Before choosing a health insurance plan it is important that you keep certain things on mind. Some key factors are as follows:
Doctor Visit co-pay
Annual deductible
Co-Insurance
Out of pocket annual maximum
Premium
Health Savings Account Qualified Plans
Pescription benefits and co-pay
Lifetime Maximum Coverage
If you’re planning to buy Aetna Health Insurance, keep these in mind. These details will help you find the right policy.
Aetna HMO plans:
In HMO plans, premiums are low because you can select doctors or hospitals of your choice from within the network. Referrals are required. Some HMO products are:
Aetna HMO Plan
Aetna Elect Choice EPO Plan
Aetna Value Network HMO Plan
Aetna PPO Plans:
Members can choose doctors or hospitals from within the network. But if members need help of specialists they can choose one from out-of-network. They don’t require referrals. Premiums are fairly low. Aetna PPO options include:
Aetna Managed Choice
Aetna PPO Plans (deductibles $500 to $5000)
Consumer directed Health plans from Aetna:
Aetna became the first national, full- service insurer to introduce a consumer-directed (HRA) plan to the market. A high-deductible plan with the HSA protects you against large health costs.
Managed Choice High-Deductible Health Plan
Aetna Health Fund Health Savings Account
Aetna Health Plans for seniors:
Various Health plans for seniors are:
Aetna Individual Medicare Supplement Plan SM Insurance Policies
Aetna Golden Medicare Plan (HMO)
Aetna Golden Choice Plan (PPO)
Aetna Medicare Rx Plan
Aetna Small Group Solutions:
HMO and PPO Plans
Value Network HMOs
Elect Choice EPO Plans
Managed Choice Plans
HSA Compatible Plans
For more information on our services contact insurance brokers John Good| Kelly Good