 
Health Insurance California >> Health Insurance Health insurance Infirmity for non-work related injuries can be financial over-whelming. Health insurance can assist you and give you protection against the catastrophic health care operating cost and the lost salaries. If you are working, your employer may provide you with this offer and if not provided you can also purchase this health insurance plan on individual basis, through an insurance agent who is licensed by state to sell health insurance goods. Health insurance is a type of insurance whereby the medical
expenses of the person who is insured is paid by the insurer if the insured Health Insurance Types There are basically two kinds of heath insurance: Fee-for-Service and Managed Care. Even though these plans differ, they both cover a range of medical, surgical and hospital operating cost. Most wrap prescription drugs and some also proffer dental coverage. 1. Fee-for-Service These heath insurance plans usually believe that the medical professional will be paid a fee for each service provided to the patient. Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient. 2. Managed Care More than half of all Americans have some kind of managed heath care plan. Various plans work differently and can include: health maintenance organizations (HMO health plan), preferred provider organizations (PPO health plan) and point-of-service (POS health plan) plans. These Health plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan.
For more informations on our services contact insurance brokers John Good| Kelly Good |
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