 
Health Insurance California >> Health Insurance >> Small Group Health Insurance - Eligibility Small Group Health Insurance - Eligibility Is Your Business qualified for Group Health Insurance Coverage? This insurance policy is especially for the business with at least 2 and not more than 50 employees. Under California law AB1672, small employers are guaranteed group insurance coverage should they choose to purchase it, regardless of the employees' health status. A "small employer" is defined as a business with 2 to 50 full-time employees, holders are in general reckoned as employees, so only proprietorships with one member of staff fall into this class, as do partnerships without any workers (by definition partnerships have two or more partners). California state law AB1672 says that small employers cannot be deprived of insurance coverage only if they: • Disburse their premiums. Who Is Eligible for Group Health Insurance Coverage? The basic rule is that if an employer proffers group health insurance to any full-time employee, then the employer must provide the insurance coverage to every full-time employee. As for part-time employees, the employer has choice of whether to proffer coverage to them. If by chance an employer has an idea to provide health insurance coverage to a part-time employee then the employer is supposed to proffer it to every part-time worker. These regulations apply in spite of the medical situation of the staff. In other words, any entitled employee can't be deprived of coverage based on prior medical troubles, or else known as pre-existing conditions. Additionally, any dependents of entitled workers are also
normally entitled for coverage under a group
health insurance plan. Dependents take in spouses, children, and in
some cases, unmarried domestic partners. Dependents can register for coverage
only if the employee has registered and enrolled.
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