
Health Insurance
California >> Choosing
Insurance Broker Agent
Choosing an Insurance Broker - Agent
Choosing a good qualified, professional insurance agent should
be as important to you as how you choose your doctor, your accountant,
or any other professional. Being an informed consumer is the best way
to find the right insurance policy. If you are selecting an agent or broker
for the first time, one of your best source to use in choosing that individual
is an already satisfied client! Ask your relatives, neighbors or any co-workers
about their insurance
agent and their insurance company and the level of service and professionalism
the agent gave them.
The following are the brilliant questions to ask when selecting someone
to protect you, your family, and your assets.
• Have they experienced any claim?
• How did the insurance agent and company respond?
• Has the insurance agent been courteous and prompt in responding
to their questions and conditions of their insurance
policies?
• Did the insurance agent take the time to fully explain the terms and
conditions of their insurance policies?
• Does the insurance agent periodically contact them to update coverage’s?
Once you have selected an agent to deal with, you might
wish to check his or her licensing status with the Department of Insurance.
Inquire on their license(s), as they should be posted in eye of the public.
As of January 1, 1997, all insurance agents and brokers are obligatory
to include the Department of Insurance issued license number of all business
cards, premium quotes, and also printed advertisements. This would enable
you to verify licensing status with out Department. Ask the insurance
agent how long they have been licensed and ask what insurance companies
they are representing. It is wise to shop for insurance
coverage among several insurance companies and also between several
agents to determine the best insurance coverage for your needs.
Choosing Insurance Broker Agent
Defining an Insurance Broker Agent
Insurance Glossary
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